No one likes to answer the calls of a debt collector. They always seem to want to put the fear of God in you or make you think that if you don’t pay your bill; you are going straight to jail. Alas there is a federal law that says you can stop debt collectors from bothering you. This can be done by simply telling them to desist from calling your house.  It goes for if they are calling you on your cell phone. The law says that they must respect that. And if they do not, then you can press charges against them.

Children bullying others at schools are a prevalent and sad situation. You send your kids to school after raising them the best that you can and the next thing you know someone is picking on them for no particular reason.
One look at these bullies’ background and people are quick to blame their home environment or lack of popularity or high grades at school. If one were to look at the bigger picture, the arrow would point directly to the parents. Children learn from what they see and one has to be careful what is done around them since they are impressionable. So if a child sees her mother picking a fight with another female over his daddy, he might think that hostility and fighting is the way to go. Parents must remember the axiom that ‘charity begins at home and ends abroad’. Your kids are watching.

Less people may probably visit the Mark Twain House in Hartford, Connecticut this Christmas. That is unless they are really curious and into ghost stories. In December of 2005 it was reported that the ghost of Mark Twain’s youngest daughter appeared to be running outside on the grounds apparently playing in the snow. Clearly this was an extra attraction for those who saw the child’s ghost since the house is design to showcase Twain’s literary genius and of course his museum that he once called home.

When was the last time someone exchanged pleasantries to you to wish you a good day or at least say good morning? Heading to the store recently I saw an aged woman sitting on a stoop apparently waiting for a bus. I said good morning and she did not even look my direction. I know that she heard me but she did not bother to reciprocate my gesture. Are we so busy and caught up in our own world that we are forgetting the little things that fuels good vibes in most of us?

I know when someone wishes me a good day it really picks up my spirit. I’ll keep saying it to people I meet along the way and also instill it in my child.

Remember that old grocery list that your mother and grandmother used to take along to the supermarket? It should be reintroduced if only to curb people’s spending habits. It is easy to get carried away when at the grocery store.
You go in, pick up items that look good on the shelves and by the time you get home, you’re missing the key elements like sugar, rice or even salt. Grocery lists are a rare sighting when shopping but one that would help you to remember why you visit the store in the first place - to get the essentials without the tempting impulsive buying detours.

Never underestimate the power of slipcovers for holiday home decorating. If you have a living room set that screams “makeover”, and lack of money to replace it, you may want to invest in slipcovers. Priced as low as $20 and under, slipcovers come in a variety of styles and colors to suit your decor.
With slipcovers, you can give your holiday guests the impression that you
change your furniture every season. And that would be your own little
secret.

There are thousands of undocumented immigrants in this country who continue to exist without medical insurance. While most of them work and pay their taxes promptly, they aren’t allowed to apply for health insurance without their required documents. The roar of equality are powerful on their lips, they can’t afford to fall ill because healthcare prices they will have to pay out of pocket are exorbitant.

Until Government can address this situation, there are companies that offer medical and dental discount cards to temporarily alleviate their frustrations.

They call them “Dollar Stores” but the prices one will pay for the majority of items in store turns out to be more than four quarters worth. Why are people so fascinated with shopping at these stores? It can’t be the prices because they are just as competitive as other superstores such as Wal-Mart.

It is definitely not the quality of products because some of the products I’ve seen on the shelf are inferior and in bad condition. Believe me I’ve wiped a few dusts from off items at these stores more than once.

Clearly dollar stores are winning people over with location since they are located practically everywhere within a neighborhood.

Revenge is a dish best served cold and that’s exactly what some women are serving out at the website DontDateHimGirl.com.

At this website, jilted girlfriends and wives have the chance to oust their cheating mates before another unsuspecting female can hook up with him. Females can list their cheating mates’ name, post his picture and give details of his cheating crimes. Of course the male audience is not pleased.

How much would a woman spend on beauty these days? The answer is a lot. For the African American woman, silk panel weaves are the talk of the town. Just ask Tyra, Oprah and Beyonce, wearers of these hair pieces. This new type of weave that everyone is talking about leans more on the wig style of design and eliminates the traditional sewing method of attaching hair to the head.

What also sets this weave apart from its counterparts is that it boasts of
having a silk panel front, that is equipped with hair parts and baby hair to
create a nature look.  At a price of $600 and up, it’s no wonder that
celebrities mostly wear the hair.